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Carseek.com Offers Readers Help Finding Car Financing
San Jose, CA (PRWEB) February 4, 2008 -- The current state of the American economy and the faltering mortgage market have raised fears that signs of a recession will soon be felt in the world of auto financing. California-based Carseek.com (http://www.carseek.com/) helps prospective car buyers avoid the pit falls of car loans gone wrong with a full-featured financing section explaining all aspects of car buying and leasing. Furthermore, this data is tied to a reliable service for obtaining the best loan rates and terms currently available.
"People are worried about their money in this economy," said Wes Mayder, CEO and President of Carseek.com. "Consumers are tightening their belts and thinking two, three, and four times about making any purchase much less one as major as buying a new car. We're not saying that an auto purchase is for everyone right now, but we are saying that the Carseek site can help you to evaluate your car loans (http://www.carseek.com/finance/) financing options to determine if it's right for you in your circumstances."
While many car buyers get their financing through the same dealer from whom they are buying the car, better terms and rates may be available through their bank or credit union. In other cases, leasing a car, long considered an option for business drivers only, may actually be more cost effective.
"People fall into the habit of doing things the way their parents did," said Mayder. "There are a lot of buyers who feel guilty about not paying for their cars in cash the way Dad did back in 1954. The problem is that new car prices (http://www.carseek.com/) aren't what they were back then and neither is the economy. Car loans are pretty much a fact of life for 95% of car buyers and we want to help you choose the best loan you can possibly find."
While financing through a car dealer is faster and easier, that convenience does not always translate to a low rate and savings in the long term. Longer terms usually mean lower interest rates, but what is the total interest over the life of the loan? "People don't always know all the questions they need to ask," said Mayder. "Just educating yourself before you hit the dealership to look at cars can save you money."
If you plan to keep your car for only a few years, a lease may be a better option, allowing you to upgrade your vehicle more often. The downside to this scenario can be higher insurance and registration fees. "But you'll never know if you don't take the time to ask questions about financing and to really understand the numbers involved," said Mayder. "We're trying to take the headache out of the math for our readers."
Giving visitors the ability to read vehicle reviews and to keep abreast with breaking automotive news, Carseek.com provides all the research data the consumer requires to choose a vehicle as well as the tools to understand and to finance that purchase. (Just click "Finance" from the top menu bar.) Vehicle reviews are posted according to manufacturer and the site's informative library can be found in the Articles (http://www.carseek.com/articles/)section. The editors invite your questions, comments, and ideas. Send email to: editor @ carseek.com.
Corporate Summary:
Carseek.com, based in San Jose, California, works with a nationwide clientele. Since its launch in 2005, Carseek has processed more than 200,000 new car purchases. With an expanding database of news (http://www.carseek.com/news/), articles, and more than 350 extensive car reviews, the site is a "one stop shop" for auto enthusiasts and new car buyers.
Contact Information:
Wes Mayder, CEO and President
Carseek.com
Santana Towers
3031 Tisch Way, 7th Floor
San Jose, CA 95128
Ph. 408-554-8990
Fax 408-554-8996
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This press release has been reprinted from PRWEB per the terms and conditions of the copyright notice.
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